1402 Jones Street,
Omaha, NE 68102

Nebraska

Iowa

213 13th Street,
Des Moines, IA 50309

After a car accident, choosing the right law firm can make a real difference in how your case—and your recovery—unfolds. MSMC Injury Lawyers brings experience, results, and a client-focused approach to every case we handle. 

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A: Your medical bills may initially be covered by your health insurance or medical payments coverage, if available. Ultimately, the at-fault party’s insurance may be responsible for reimbursing these costs as part of your settlement.

A: That depends on the severity of your injuries. Some people return to work quickly, while others may require weeks or months of recovery. We factor lost income and any long-term impact on your ability to work into your claim to ensure you’re paid fairly.

A: If you’re unsure, that’s a sign you should speak with a lawyer. Insurance companies often present extreme lowball offers as “fair” while hoping claimants simply don’t know better. We can review your case and give you a clear, honest assessment of the insurance company’s offers.

A: Every case is different. The value of your car accident case depends on your injuries, expenses, and how the accident has affected your life. MSMC Injury Lawyers will carefully evaluate all damages, including those that aren’t immediately obvious, to determine what your case is truly worth.

A: There are no upfront costs to hire MSMC Injury Lawyers. We offer a free initial consultation, and you pay nothing unless we recover compensation for you. There’s no obligation to hire us after speaking with our team. It’s our goal to make personal injury representation as accessible as possible to all injured Iowans.

A: Iowa law requires you to report any car accident involving injury, death, or property damage over $1,500 as soon as possible by contacting local police. If law enforcement does not file a report, you must complete an Iowa Accident Report within 72 hours to avoid suspension of your driving privileges. You must also provide proof of insurance; failure to do so will result in license suspension. After reporting, you can decide whether to pursue a lawsuit. Most claims begin with settlement negotiations, but if you reject the offer, your attorney can prepare for trial. Settlement conferences are optional in Iowa, so you may choose to proceed directly to court.

A: Iowa’s statute of limitations gives you two years from the date of your accident to file a personal injury lawsuit in civil court. This deadline is strictly enforced. If you miss it, you lose your right to pursue compensation through the legal system regardless of how strong your case might be. Property damage claims have a five-year statute of limitations, giving you more time to pursue compensation for vehicle repairs and other property losses.

A: Iowa law allows accident victims to recover both economic and non-economic damages from at-fault drivers. Economic damages include all financial losses directly caused by the accident.

A: While Iowa law doesn’t require you to hire an attorney, having experienced legal representation dramatically increases your chances of receiving fair compensation. Insurance companies employ teams of adjusters and attorneys whose job is to minimize payouts, and they use sophisticated tactics to reduce claim values or deny valid claims entirely. Without legal knowledge and negotiation experience, you’re at a significant disadvantage when dealing with these professionals.

Insurance companies increase profits by paying as little as possible or denying claims altogether. It’s not uncommon for any initial settlement offers you receive to fall far short of what you actually need to recover.

 Call 515-316-2233 For a Free Consultation Now!

Find Out If You Have a Case

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After a car accident that wasn’t your fault, you may be feeling overwhelmed, confused, afraid, and even angry.  These emotions are real and important.
 
You just went through one of the most traumatic experiences in life, and now you’re in pain, out of work, and facing expensive medical bills and an uncertain future. This is a difficult time for you and your loved ones, but you don’t have to go through it alone.

 
At MSMC Injury Lawyers, we offer injured Iowans the practical, honest advice they need to move forward with their lives. We can give you peace of mind by handling all of the legal complexities while you focus on rest and recovery.

 
Fill out the form now to get started. With 56+ years of experience helping injured people, we know what it takes to win. 

© 2026 MSMC Injury Lawyers

Why Choose MSMC Injury Lawyers?

About Our Firm

Frequently Asked Questions

Dealing with insurance adjusters after a crash can be frustrating, confusing, and exhausting—especially when you’re just trying to get better and spend time with loved ones. MSMC Injury Lawyers steps in so you don’t have to carry that burden alone.
 
We handle all communication with the insurance company while protecting you from tactics designed to minimize or even deny your claim. Our team knows how adjusters operate and how they attempt to reduce payouts or shift blame.

 
If the insurance company offers less than what your case deserves, we don’t hesitate to push back. We’re aggressive advocates and strong litigators, and we’re fully prepared to challenge any and all lowball offers to pursue the compensation you’re entitled to.

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We’ll Fight the Insurance Company for You.

Neck Pain, Back Injuries, or Whiplash After a Crash? 

Speak With a Lawyer Today.

After a crash, you may not even realize the seriousness of your injuries right away. But no matter how serious your injuries are, know that we can help you through every step of the compensation process.
 
We represent clients dealing with many different types of car accident-related injuries, including: 

 We fight to ensure no accident-related expense or damage is overlooked. You deserve compensation that reflects the full impact the accident has had on your life and not just what the insurance company is willing to offer upfront.

  • MSMC Injury Lawyers takes a different approach. 

    We dig deep into every case to understand the true value of your damages, including your:  

  • Current and future medical expenses

  • Lost wages and reduced earning capacity

  • Pain and suffering

  • Emotional distress 

Don’t Accept a Low Settlement After Your Car Accident. 

Know What Your Case Is Worth.

While car accidents are a major focus of our practice, MSMC Injury Lawyers represents clients across a wide range of personal injury and wrongful death cases.
 
We handle claims involving:

Des Moines Personal Injury Lawyers

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  • Amputation injuries 

  • Boat accidents 

  • Catastrophic injuries 

  • Motorcycle accidents 

  • Nursing home abuse and neglect

  • Pedestrian accidents 

  • Premises liability 

  • Rideshare accidents

  • Social Security Disability claims

  • Spinal cord injuries 

  • Swimming pool accidents

  • Traumatic brain injuries 

  • Truck accidents 

  • Workers’ compensation

  • Wrongful death

No matter the situation you’re going through, our goal is the same: to provide steady, experienced, and compassionate legal guidance during a difficult time while fighting for the outcome you deserve.
 
If you’re feeling stressed, angry, or uncertain about what comes next after a car accident or any type of injury that wasn’t your fault, you don’t have to navigate it alone. Fill out the form today to get a free consultation. 

The Insurance Company Has Lawyers. You Should Too.

Many crash victims are surprised when they realize their accident claims are legal battles starting from day one. Insurance companies have teams of lawyers and adjusters working to protect their bottom lines—not your recovery.
 
Having MSMC Injury Lawyers on your side levels the playing field. When you have legal representation, insurance companies take your claim more seriously. They know you’re not just going to accept whatever is offered—you’re prepared to fight for fair compensation with the backing of a team that knows the law and how to win.

Get HelpSpeak With a Car Accident Lawyer

You May Be Entitled to Compensation for Medical Bills, Lost Wages, and Pain & Suffering.

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Hurt in a Car Accident in Des Moines?

We fight insurance companies so you can focus on recovering. Get over 56 years of experience on your side.

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Hurt in a Car Accident in Des Moines?

Whiplash

Back Injuries

Concussions/

TBIs

Soft Tissue Injuries

Broken Bones

Internal Injuries

  • Decades of Experience: We have over 56 years of combined experience handling personal injury claims.

  • No Risk: We offer free initial consultations so you can get answers without pressure. 

  • Known by Insurers: We have a reputation as strong litigators and aggressive advocates for our clients. 

  • A Winning Track Record: We recover millions of dollars each year in verdicts and settlements for our clients. 

  • Straightforward Help: We offer honest, practical guidance so you can focus on healing.

  • Protecting You: We have proven experience handling uncooperative adjusters and defense attorneys.

Find Out What My Case Is WorthGet My Free Case Review

Car accidents happen in many ways, and each type presents its own challenges when it comes to proving fault and recovering compensation. MSMC Injury Lawyers has experience handling a wide range of crash scenarios and understands how to build strong claims for each:

Types of Car Accident Claims We Handle

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Rear-End Crashes

Intersection/T-Bone Crashes

Left-Turn Accidents

Sideswipe Lane-Change Crashes

Highway Collisions

$1.6 Million

 At MSMC Injury Lawyers, we work hard to maximize our clients’ benefits. These car accident case results reflect the standard we set for ourselves and our dedication to our clients’ physical and financial recoveries:

Our Car Accident Case Results

$1.3 Million

$500,000

$200,000

Altogether, we’ve recovered millions of dollars for car accident victims in Des Moines just like you. We don’t rest until we’ve built cases that account for every penny our clients are owed.