Social Security Process Timeline

Social Security Disability (SSD) benefits are designed to provide financial support if you’re unable to work due to a serious injury or medical condition.

While the program can be a lifeline for people who can’t work, getting approved for benefits is often anything but simple. The process can be confusing, frustrating, and full of red tape, and many people face long wait times or even denials before they get the help they need.

At Mueller, Schmidt, Mulholland & Cooling, we know how overwhelming this process can feel, especially when you’re already dealing with a life-changing injury. Our team is here to guide you every step of the way, from the initial application to appeals, so you can focus on your health while we handle the paperwork.

Let us take the stress off your shoulders and fight to get you the benefits you deserve. Contact us today for a free case review.

Social Security Disability Application Basics

Applying for SSD benefits involves demonstrating that your medical condition meets the Social Security Administration’s (SSA) strict definition of disability. The process can be complex and may require detailed medical documentation and work history. Many applicants experience long wait times and, in some cases, initial denials, making the journey to approval challenging.

If you’re considering applying for SSD benefits, you can start the process online through the SSA’s official application page: Apply for Disability Benefits. Remember, having knowledgeable professionals by your side can make a significant difference in navigating the application process effectively.

Understanding the Social Security Process Timeline

Applying for SSD benefits isn’t a quick process, as it takes time, preparation, and patience. Here’s a general timeline to help you understand what to expect:

Preparing to Apply (Weeks to One Month)
Before you submit your application, there’s some important groundwork to cover:

  • Assembling personal information
  • Gathering medical records and evidence
  • Completing application forms
  • Collecting documentation of your work history

Initial Review Period (Four to Six Months)
Once your application is submitted, the Social Security Administration begins reviewing your case:

  • Verifying basic eligibility
  • Evaluating your medical records
  • Assessing your work history
  • Scheduling consultative exams (if needed)

Appeals Process (If Applicable)
If your application is denied, you have the right to appeal. The appeal process can include several stages:

  • Reconsideration
    • Deadline to file: Within 60 days of your denial
    • Processing time: Typically three to six months
  • Hearing with an Administrative Law Judge (ALJ)
    • Deadline to request hearing: Within 60 days after reconsideration denial
    • Wait time for hearing date: Often close to one year
    • Decision time: Usually one to three months after the hearing
  • Further Appeals (If Needed)
    If the ALJ denies your claim, you can continue with:

These final stages can add at least one to two more years to the overall process.

Why You Should Work With a Social Security Disability Attorney

While you can apply for SSD benefits on your own, the complexity, time-intensive nature, and frustration of the application process can be overwhelming—especially when you’re dealing with an injury or illness. Thankfully, you don’t have to do it alone.

Here’s how having an experienced attorney on your side can make all the difference:

Complex Medical Condition Considerations
Some cases aren’t straightforward. An attorney can help ensure your conditions are clearly presented and properly supported if your situation involves:

  • Multiple medical diagnoses, each requiring specific documentation
  • Invisible disabilities like chronic pain or mental health conditions that aren’t easily proven

Early Representation Before a Denial Matters
Getting help early can prevent a lot of frustration later. An attorney can:

  • Catch common mistakes on your application that could lead to denial
  • Review all documentation to ensure your medical records and work history support your claim

Help After an Initial Denial
If you’ve already received a denial, the right legal help is even more critical. Your attorney will:

  • Work with doctors and experts to gather new medical evidence
  • Address the specific reasons for denial noted in your letter
  • Know exactly what new information needs to be submitted to strengthen your appeal

Preparation for a Disability Hearing
A hearing is a big deal, and solid preparation is key. Your attorney will:

  • Organize and present your medical evidence professionally
  • Help prepare expert witnesses or personal testimony
  • Anticipate challenges and help you feel confident going in

Our Iowa Social Security Disability Lawyers Can Help

When you’re applying for SSD benefits, local knowledge and experience matter. At Mueller, Schmidt, Mulholland & Cooling, our team brings a deep understanding of the process—both on a national and state level—to help you build the strongest case possible.

Here’s how we can support you:

  • We know Iowa-specific resources, like the Iowa Department of Human Services, and we can connect you with additional support that may help strengthen your claim.
  • We’re fluent in medical terminology and understand how to interpret complex impairments, so we can clearly explain your condition to the Social Security Administration.
  • We have experience with every step of the SSD process, from initial applications to complicated appeals, and we know how to navigate the red tape to move your claim forward.

Contact Us Today

When you can’t work due to an injury or medical condition, the sooner you get SSD benefits, the better for you and your loved ones.

At Mueller, Schmidt, Mulholland & Cooling, our Iowa SSD lawyers have the experience, dedication, and resources to maximize your chances of approval whether you’re applying for the first time or appealing the SSA’s decision on your original application. Reach out today to start a conversation with our team and to get started.