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Common Causes of Construction Site Accidents

Construction sites are often considered one of the most dangerous places to work, with the potential for severe injuries or fatalities. Despite the safety regulations and guidelines implemented by government agencies, construction accidents still occur, and workers and passersby can be injured or killed. According to U.S. Bureau of Labor Statistics data, Iowa recorded 58 fatal work injuries in 2020.…

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Defective Product Liability Claims Explained

Defective products are not uncommon in the U.S. and can pose a significant risk to consumer safety. While not all faulty products result in injuries or damage, they can still have serious consequences. According to the Consumer Product Safety Commission (CPSC), appliance, TV, and furniture tip-over injuries accounted for 22,500 emergency department treatments from 2018 - 2022, 44% of whom…

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How Much Should You Expect in Damages From A Personal Injury Claim?

Personal injury claims cases have become increasingly common, with more and more individuals seeking compensation for injuries suffered due to the negligence or intentional actions of others. On  June 25, 2009, the world woke up to the sudden death of Michael Jackson. After an extensive autopsy, it was concluded his death resulted from an overdose of various drugs in his…

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What is not covered by worker’s compensation?

Imagine you're a construction worker, working hard to complete a project on time. You're up on a scaffold, hammering away, when suddenly the scaffold collapses beneath you. You fall to the ground, suffering from a broken leg, fractured ribs, and a concussion. You're in pain, unable to work, and unsure of what to do next. Thankfully, you have worker's compensation…

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Who is Responsible for Medical Bills After an Accident in Iowa?

Scott Grimes rammed his car head-on into Amber Martinez's vehicle in Urbandale as he attempted to flee from pursuing police officers. Amber Martinez spent 28 days in a coma due to the collision.  Grimes had reportedly escaped from Warren County jail a week prior by sneaking out of his cell and through an open stairwell door while a jailer was…

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What Are My Rights If I’m Hurt While Shopping In A Store?

In 2018, a woman filed a suit against Moran Food LLC and UniFirst Corp, seeking damages for injuries she sustained while shopping at a store. According to the lawsuit, the woman slipped on a wet floor in the store and suffered injuries. This incident is an example of the many injuries that happen while shopping. If injured while shopping in…

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How to Appeal a Denied Claim in Iowa

Insurance companies aren't allowed to just say "No" to appeals—every denied claim should have a reason. If the claimant feels the reason is unjustified, they have the right to appeal.  Partial denials are also grounds for appeal. This applies to almost all types of insurance claims in Iowa, including medical claims, worker's comp claims, home insurance claims, and personal injury…

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What Should I Do After Being Injured in an Uber or Lyft Accident?

Uber and Lyft are the most popular ride-hailing companies in the US. Although the companies have taken major steps to improve the platform's safety, accidents continue to occur–some of which have resulted in serious injuries and fatalities.  In 2018, Elaine Herzberg was hit by a self-driving Volvo-Sport utility vehicle despite the presence of a safety driver as she cycled across…

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What is the Statute of Limitations for Personal Injury Cases in Iowa?

In Iowa, most personal injury victims have just two years to file a claim. Miss this strict statute of limitations and your right to compensation could be lost forever. Injury Type Time Limit Details General Personal Injury 2 years Starts on the date of injury Property Damage 5 years Longer duration than bodily harm claims Wrongful Death 2 years Starts…

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How Car Accidents Affect Your Insurance Rates in Iowa

Car accidents are a nuisance for anyone involved. Whether a victim has suffered a minor or major injury, they need to seek medical attention, their schedule is thrown off, and the additional inconvenience of having to take time to have a vehicle repaired all add to the irritation. Unfortunately, many people who are involved in a car accident may also…

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